The Cashflow Quadrant: A Personal Experience

The Cashflow Quadrant: A Personal Experience

- in Money

In recent years I have learned a number of life lessons that have significantly enhanced my life in ways that I could have never imagined. One of those lessons is that, “Facts tell, stories sell.” So far we have just given a little background of what The Cashflow Quadrant is all about. As I was writing these articles I realized that I’ve actually had an experience in all four quadrants so I would like to share those experiences with you here.

I am an Internet marketer by profession which involves building websites and social media marketing. I am currently employed at an organization doing that kind of work and I get paid for the work I do at the end of each month. That is income I’m getting as an Employee in the E Quadrant. If I decide not to show up anymore at my job then the income will cease to come through.

I became an entrepreneur in my late teens having been inspired by the book, “Rich Dad, Poor Dad” and people I looked up to. Back in my varsity days I always made a plan to make extra income in addition to the pocket money I would receive from my parents in order to live more comfortably. Some of the businesses I ventured into involved selling airtime and food stuffs. The only limitation was that whenever I wasn’t in the ‘office‘ (my room) I would lose out on potential business.


However, the most successful venture I had was with a good friend of mine in the final semester of our final year at varsity when we sold bread and tinned foods to fellow students on a daily basis. Our business provided variety and a cost effective alternative to our customers which turned out to be a win-win situation. We started our business with a mere US$40 and over the 2.5 months that followed we made a gross income of US$980! We never anticipated that we would make so much money. I believe that the most important reason we had that much success was because we were faithful in our tithes. Each time we made a profit we would set aside 10% of the profits and give them to our church. As a result we had people flocking to our ‘offices‘ to buy our merchandise to the point that at times we had to reorder stock in the same day to meet demand. At the end of our venture we gave thanks to God and shared our profits. I was able to buy myself a Smartphone with my share of the profits. Both of us were so proud of our achievement.

The above examples were S Quadrant experiences as Self-employed people.

In one of my ventures as a self employed person selling airtime (in my first year at varsity) I tripled the capital I started with over a period of about 2.5 months. At that time I was following the local stock market pretty consistently and I identified an investment to put my money in. I invested my proceeds from the business in the Unit Trusts of a local bank over a period of about 8 months and realized an increase of just under 10% of the money I invested. I withdrew the money when the investment was no longer that viable. I bought myself a piece of clothing with that money and had a sense of pride as a result. I was happy to have had a real life experience of the lessons I had learned about money. This was an experience as an Investor in the I Quadrant where my money made more money for me.

Last, but not least, is my experience as a Business owner in the B Quadrant. In addition to my current job I have been running a global business for almost 2 years on a part-time basis spanning 28 countries at the moment. This is my vehicle to time and financial freedom where I look to retire from my job soon so that I can live the life of my dreams. A true business is one in which you can afford to go away for some months or even up to a year on holiday and still come back to find the business booming. That is true freedom.

I hope my experiences have given you a better understanding about what The Cashflow Quadrant represents. Do you have your own experiences that you would like to share? We would love to hear them in the comments below. If you found value from this information feel free to share with your friends and family on social media. Over the next few weeks we will get into more detail about the characteristics of each quadrant. Have a great weekend and until next time,

Be all you can be!

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About the author

Sija Mafu is an Online Enthusiast, Personal Development Fan, Global Business owner and a Master in The Art of Living. Also as a devout Christian, his vision is to see young people take responsibility for their lives and create bright futures for themselves, their families and society at large.

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