Book Review – Rich Dad’s Guide to Investing, Robert Kiyosaki

Book Review – Rich Dad’s Guide to Investing, Robert Kiyosaki

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Robert Kiyosaki is considered a financial expert in the world today for his financial success insights. Growing up from a young age many of us are not or were not taught about money.

The most you learned about money was likely in an accounting or business class. Maybe you were fortunate enough to be taught by parents who were intentional to take the time to teach you.

Schools do not teach us the subject of money and it is done by design because of an agenda to keep average people in bondage.


Life has taught me that you are never free until you are financially free. Working eight hours a day for five days a week, forty years of your life is the norm today.

Do you think God created you to live most of your life like this? Just to spend it paying bills and never having enough time to enjoy it and doing meaningful things?

The school system will never teach you how to be successful in the area of your finances. This should serve as a wake-up call that you have to take control of your financial destiny. While the school system will not teach you about becoming financially successful, learn from financial experts such as Robert Kiyosaki.

In this post we will review some of the lessons from his book, “Rich Dad’s Guide to Investing”. It gives guidelines on how you can become a financial success. Ideally you want to start when young but no matter where you are today is a good day to begin.

In all honesty investing can be a confusing subjecting because there have been various ideas from different people about it. Some people invest in vehicles such as real estate and business stocks and many other things. Today there are also cryptocurrencies that are becoming a phenomenon like companies that were founded in the early 21st century.

The most important thing about investments is to understand them before you jump into them. It’s a good idea to get guidance from people that are already successful in the investments you are considering.

Investments of the Rich

In a section of the book Robert Kiyosaki highlights that rich people have investments that the average Joe doesn’t have. The difference between the rich and the poor is that the rich buy assets that make them money. These are too expensive for the poor to buy.

The major distinction is rich people build businesses that can afford them the opportunity to buy such assets like property.

Poor people that only have one source of income cannot afford such investments. They can only afford the daily bread and butter matters to feed their families.

Rich people build businesses that afford them the opportunity to buy their income generating assets while poor people do not.

If you are not in that position today to buy these huge assets start where you are with what you have. What you need to do is establish goals that you want to pursue financially.

Follow it up by getting guidance to make a financial plan that will help you achieve them. Not everyone wants to be rich and that is fine. There are different financial plans for every level.

The three financial plans that Robert Kiyosaki points out in this book are as follows:

To be secure

Being secure entails having your basic needs met through having a guaranteed monthly income such as a job. These needs include medical care, shelter, food, and clothing. This is where most people begin and end and they are happy to stay there.

Security is priority number one for the people that prioritize getting a job that pays their bills and meets basic needs. These people work forty years of their lives for 40 hours/week and retire on around 40% of their income.

To be comfortable

More than just having security there is another group of people that want to be comfortable and experience the finer things in life. These people may want to travel to a different destination every year, buy a nice home and nice cars, send their children to good schools, etc.

This is a step up from a plan to be financially secure and a fairly good number of people make that transition from security to comfort. These people may have some investments that enable them to fund that lifestyle so that they live comfortably.

To be rich

Rich people own their lives and have multiple investments that fund their lifestyles and never have to worry about having a job to make money. They have time and financial freedom allowing them the opportunity to live life on their own terms. In most cases they have built successful businesses that enable them to make investments that bring them great returns.

Only rich people are able to buy these investments and not people in the other two brackets. Rich dad says in his book that getting rich is automatic as long as you have a plan and stick to it. It is a process that takes time but as long as you are disciplined you too can become rich.


You may be sitting there and thinking, “I want to be rich”. That’s great. While your priority is to become rich it is a good idea to begin with your plan to be secure followed by your plan to be comfortable and ultimately your plan to be rich. Decide what you want to achieve with your life and get guidance to help you make the necessary financial plan to get there.

If you have not read this book be sure to get a copy and learn more about the subject. If you have read the book be sure to let us know what you learned in the comments below.

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